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India.

PA / PSO licensing under RBI is the entry ticket. UPI is the rail. The world's largest real-time payments market — and one of the most operationally demanding.

10+ relevant Micro AIs Live in this jurisdiction 3 supervisory bodies
REGULATORY LANDSCAPE

Built for the people
who actually audit you.

The bodies whose returns we generate and whose audit questions we’re designed to answer.

REG

RBI

Reserve Bank of India — Payment Aggregator and Payment System Operator licensing.

REG

NPCI

Operator of UPI, IMPS, NACH and AePS.

REG

PA / PSO

Licensing framework distinguishing aggregators from PSOs.

PAYMENT RAILS

The rails we’re
already wired into.

UPI · IMPS · NACH · AePS · NEFT / RTGS.

Each rail integration ships with reconciliation, dispute handling and audit-traceable settlement records.

REGULATORY OBLIGATIONS

What this jurisdiction
actually expects of you.

The reporting cadences, frameworks and filings that define operating in India today.

01

RBI PA/PSO reporting

Monthly returns to RBI for licensed aggregators and operators.

02

UPI compliance

UPI Limited's certification and ongoing operational requirements.

03

RBI BCP / DR rules

Mandatory business continuity and DR posture for licensed entities.

04

Data localisation

RBI 2018 data localisation framework — payment data in India.

MICRO AIs FOR INDIA

The 10 you’d
turn on first.

Filtered from the 95-Micro-AI catalog by jurisdictional relevance — Built status first, then P1.

  • BuiltAI Compliance Copilot (SAR/Case Mgmt)KYC / KYB & Identity
  • BuiltAI Document Verification & BiometricsKYC / KYB & Identity
  • BuiltAI Risk-Adaptive KYC/KYB EngineKYC / KYB & Identity
  • BuiltAI UBO Ownership MappingKYC / KYB & Identity
  • BuiltAI Upsell & Cross-Sell EngineDigital Banking
  • BuiltGovernance MI & Oversight DashboardsCompliance & Safeguarding
  • BuiltMerchant Business Model Risk ScoringKYC / KYB & Identity
  • BuiltMulti-Scheme Reconciliation AIAnalytics & BI
  • BuiltPredictive Customer Health & ChurnDigital Banking
  • BuiltSanctions & PEP ScreeningKYC / KYB & Identity
ADJACENT JURISDICTIONS

Same platform.
Next market.

Most operators start with one jurisdiction. The platform's data plane is region-pinned, so the next jurisdiction is a contract amendment, not a re-platforming.

Operating in India?

30-minute call · we map your stack against the India obligations · you leave with a 4–6 week deployment plan.