Home / Markets / Europe MARKETS · EU

Europe.

27 jurisdictions, one regulatory substrate. From PSD3 through DORA to eIDAS 2.0 — what your competitors call complex, we call our day job.

10+ relevant Micro AIs Live in this jurisdiction 4 supervisory bodies
REGULATORY LANDSCAPE

Built for the people
who actually audit you.

The bodies whose returns we generate and whose audit questions we’re designed to answer.

REG

ECB

Single Supervisory Mechanism for significant credit institutions.

REG

EBA

Technical standards and regulatory cooperation across the EEA.

REG

National authorities

BaFin, ACPR, DNB, FINMA, KNF, CSSF — national-level supervision.

REG

ESMA

Markets regulator — investment platforms and crypto under MiCA.

PAYMENT RAILS

The rails we’re
already wired into.

SEPA Credit Transfer · SEPA Instant Credit Transfer · TARGET2 · TIPS · SWIFT GPI.

Each rail integration ships with reconciliation, dispute handling and audit-traceable settlement records.

REGULATORY OBLIGATIONS

What this jurisdiction
actually expects of you.

The reporting cadences, frameworks and filings that define operating in Europe today.

01

PSD3 / PSR readiness

The next Payment Services Directive plus its companion Regulation. Authorisation regime tightening; strong customer authentication evolving.

02

DORA incident reporting

Operational resilience, third-party register, ICT incident classification — quarterly returns plus event-driven reporting.

03

ECB FINREP / COREP

Financial and prudential reporting templates for in-scope credit institutions.

04

MiCA (crypto)

Markets in Crypto-Assets — ART/EMT issuance, CASP authorisation, white-paper management.

05

eIDAS 2.0

Identity wallet integration; cross-border digital identity for KYC.

MICRO AIs FOR EUROPE

The 10 you’d
turn on first.

Filtered from the 95-Micro-AI catalog by jurisdictional relevance — Built status first, then P1.

  • BuiltAI Compliance Copilot (SAR/Case Mgmt)KYC / KYB & Identity
  • BuiltAI Document Verification & BiometricsKYC / KYB & Identity
  • BuiltAI Regulatory Change ScannerRegulatory Reporting
  • BuiltAI Risk-Adaptive KYC/KYB EngineKYC / KYB & Identity
  • BuiltAI UBO Ownership MappingKYC / KYB & Identity
  • BuiltAI Upsell & Cross-Sell EngineDigital Banking
  • BuiltGovernance MI & Oversight DashboardsCompliance & Safeguarding
  • BuiltMerchant Business Model Risk ScoringKYC / KYB & Identity
  • BuiltMulti-Scheme Reconciliation AIAnalytics & BI
  • BuiltPredictive Customer Health & ChurnDigital Banking
ADJACENT JURISDICTIONS

Same platform.
Next market.

Most operators start with one jurisdiction. The platform's data plane is region-pinned, so the next jurisdiction is a contract amendment, not a re-platforming.

Operating in Europe?

30-minute call · we map your stack against the Europe obligations · you leave with a 4–6 week deployment plan.