Home / Solutions / Neobank SEGMENT 04 · DIGITAL BANKING

Neobank.

From CAC to LTV — without the legacy weight.

Customer health scoring, behavioural analytics, lending decisioning and treasury intelligence. The growth substrate neobanks need to compound past the first cohort.

65 relevant Micro AIs 4-6 weeks to pilot UK · EU · GCC · Africa · APAC jurisdictions
YOUR REALITY

What the
day actually looks like.

01

Churn shows up in lag metrics.

By the time the cohort dashboard turns, the customer is already gone. No leading signal, no intervention window.

02

Lending decisions are bimodal.

Approve or deny — no portfolio-aware nudges, no continuous re-scoring as the customer changes.

03

Treasury runs on intuition.

FX margin, liquidity, settlement timing — boardroom guesses dressed up as policy.

WHAT WE DO FOR YOU

Three outcomes.
Measurable from week one.

01

Customer health, signal-grade.

Real-time scoring, churn prediction, intent surfacing. Intervene before the metric moves.

02

Lending that re-scores itself.

AI decisioning at apply, then continuously through the loan lifecycle. Collections triggered by signal, not calendar.

03

Treasury insight, not narration.

Liquidity, FX margin, settlement and counterparty risk visualised — and acted on — by Micro AIs that learn your book.

MICRO AIs FOR NEOBANK

The 12 you'd
turn on first.

Top of the 65-strong stack relevant to Digital Banking. Browse the full catalog from Product overview.

  • BuiltAI Upsell & Cross-Sell EngineDigital Banking
  • BuiltPredictive Customer Health & ChurnDigital Banking
  • P1AI FX Margin & Spread OptimisationTreasury & Cash Management
  • P1Intraday Liquidity IntelligenceTreasury & Cash Management
  • P1Nostro/Vostro Predictive ReconciliationTreasury & Cash Management
  • P1Treasury P&L with AI AttributionTreasury & Cash Management
  • P2AI-Personalised Neobank App FrameworkDigital Banking
  • P2Goal-Based Savings & Round-Up AIDigital Banking
  • P2Predictive Liquidity & Overdraft AIDigital Banking
  • P3Alternative Data Credit ScoringConsumer & Commercial Credit
  • P4BNPL Orchestration AIConsumer & Commercial Credit
  • P3Commercial Credit Underwriting AIConsumer & Commercial Credit

Status mix: Built available today · P1 within the next quarter · P2 / P3 on the roadmap.

ADJACENT SEGMENTS

Layer with the
rest as you grow.

Most operators start with one. Then they add the next.

Ready to see Neobank in production?

30-minute walkthrough · tailored to your stack · pick the Micro AIs that unlock value first.