MICRO AIs

Built to comply. Designed to automate. Engineered to earn.

We help global FinTechs automate compliance, augment existing tools to be smarter, and use compliance and operational data to accelerate growth — all powered by AI.

WHERE WE PLAY
FCA · United Kingdom CBUAE · United Arab Emirates SAMA · Saudi Arabia KNF · Poland CBK · Kenya CBN · Nigeria ECB · European Union RBI · India DFSA · DIFC FSRA · ADGM
WHY WE EXIST
01

Compliance was a cost. We turned it into a profit centre.

Unlocking the revenue hiding in your compliance data.

02

We layer on your stack and make it intelligent.

Replace what you outgrow.

03

Micro AIs — Safe, Reliable & Modular by design.

Transform in weeks, not months.

THE 3-LAYER AI FRAMEWORK
01 LAYER 1

AUTOMATE

Replace manual compliance and operations with always-on AI. Zero drag, zero queues.

02 LAYER 2

AUGMENT

Make your existing tools measurably smarter.

03 LAYER 3

ACCELERATE

Turn compliance data into revenue.

WHO WE SERVE

One platform.
Fifteen regulated FinTech segments.

From merchant payments to wealth and crypto — every Micro AI is tuned for the segment that needs it.

01

Merchant Pay

Routing, auth optimisation, leak recovery.

02

Cross-Border Payments

Corridor risk, FX timing, settlement intel.

03

Consumer Payments

Subscriptions, in-app pay, recurring billing.

04

Card & Issuing

Card programs, 3DS2, chargeback intelligence.

05

Digital Banking

Customer health, churn, intent signals.

06

Core Banking

Ledger, VIBANs, multi-currency engine.

07

Banking-as-a-Service

Multi-tenant APIs, partner governance.

08

Embedded Finance

Compliance SDK, partner risk monitoring.

09

Consumer Credit

Adaptive scoring, repayment intelligence.

10

Commercial Credit

Cashflow underwriting, SME risk.

11

Credit Infrastructure

Bureau orchestration, decisioning APIs.

12

Investment

Suitability, portfolio risk, stress tests.

13

Wealth Management

Behavioural insight, RM tools.

14

Treasury

Liquidity, FX margin, P&L attribution.

15

Crypto

Travel Rule, VASP risk, MiCA reporting.

CAPABILITIES

One platform.
Capabilities end-to-end.

Across Automate · Augment · Accelerate. Pick a domain to see the Micro AIs inside.

01

Compliance & Safeguarding

10 Micro AIs
  • PS25/12 Daily Safeguarding Reconciliation
  • Monthly FCA Safeguarding Returns
  • Annual Safeguarding Audit Pack
  • Real-Time Safeguarding Breach Predictor
  • Unallocated Funds Management AI
  • Safeguarding Policies Repository
  • Governance MI & Oversight Dashboards
  • AML Transaction Monitoring Engine
  • FATF Travel Rule (Crypto/VASP)
  • DORA Compliance Framework
WHY LEADERS CHOOSE 360 FINTECH.AI

Built for operators who refuse
to choose between compliance and growth.

Four reasons leaders pick 360FinTech.AI over rip-and-replace platforms.

Modular Micro AIs

01

Deploy what you need. Skip what you don’t. Each feature stands alone — and gets stronger together.

Build in weeks. Compose at your pace.

Layers on your stack

02

No rip-and-replace. We make your existing tools measurably smarter from day one.

Augment, then accelerate.

Weeks, not months

03

Production-ready features today. Implementation in weeks against a 6–12 month industry norm.

Time-to-value: weeks.

Compliance to profit

04

Turn compliance data into lead scoring, growth acceleration, and revenue leak recovery — your moat.

Compliance pays for itself.
NEXT STEPS

Simple.  Tailored.  Fast.

01

Discovery call (30 min)

Walk through your stack, current compliance pain, growth barriers and revenue leaks. We map which Micro AIs unlock value first.

02

Targeted Demo

Live demo of handpicked Micro AIs most relevant to your business.

03

Pilot in 4–6 weeks

Production pilot on chosen Micro AIs, layered onto your existing stack. Outcomes measured against your own baseline.

04

Scale & compound

Expand across the platform. Compliance data starts transforming into growth intelligence and acceleration.